Teaching Teens the Value of (graduation) Money
No commentsBy Millard Franco
The teens want to have their own money. Teens want to have discretionary funds they can use without their parents poking at them and auditing all their cents. If the parents would let their teenagers manage their own money, they should be ready to give them advises on money management such as budgeting and fund management. In this way, they can be sure that their teens will not just squander their money on less important things.
The following may help the teens manage their money:
Teach the teens to save
Encourage the teens to open a savings account to deposit their earnings. Even just a few dollars a week will be good enough. If their parents are giving them allowances, they can talk to them and ask them to set aside some dollars in the bank. When the time comes that they need to withdraw, they will be amazed to see how much money they have saved. The teens want to have money and let them save.
Teens must spend wisely
The biggest nightmare among the teens is to wake up with nothing to spend, yet the next allowance is still a few days away. They will be forced to borrow and this will only add more problems. Spending wisely is a must especially to those with tight budget. If the school is just a walking distance, they should be happy to take a walk and enjoy that needed exercise. Need to go dating? Why not ask their crushes to have a chat with them in the park, this way they don’t need to spend much. A can of soda could do the trick. The teens want to have money and let them spend wisely.
Introduce the teens to fund management
There are many plans of fund management that are available to teens. With a few dollars, the teens can have the opportunity to increase their money under the watchful eyes of money experts. This will also add pride to the teens for having invested money like what the grownups did. In addition, requiring them to pay taxes out of their investment will make the teens contributors to the national coffers. The teens want to know the rudiments of fund management and let them know.
Get a checking account
Getting a checking account will teach the teens some financial responsibility. Just imagine the teens issuing some checks for their purchases and or services they acquired. Knowing that a bouncing check would have legal repercussions, the teens will be extra careful in handling their finances. The teens want to think big so let them have their own checkbooks.
Let them get credit cards
The feel in getting credit cards nowadays is greatly different as compared many years ago. Before, a person is jubilant when his application is approved because it proves that he is credit worthy. Today, credit card offers are numerous that it will make the eyes bulge. The teens must be extra cautious on the type of cards they will apply. The benefits are vaguely explained in the ads or in the emails when credit card companies promote these cards. Most often, actual charges and interest rates are hidden, only to make the teens sorry for just freely making purchases. Credit cards are there to allow the teens to purchase, but they have to purchase only those things that are needed. They must avoid being compulsive buyers. The teens want to have a say in their purchases and parents must allow them have credit cards.
Parents have a lot to explain to their teens about money management. No matter what the teens want, the parents are in the best position to tell what is best for their teenagers. Just remember that the parents could contribute much to the success or failure of their teens. The teens want to have money and give them that golden opportunity. Let the teens manage their money and make them real money managers.
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Understanding the Need for Teen Fashion
By Marlin Rollins
Why is it that teens want to become fashion trendy? Could this just be extravagance? Would this cause an alarm to parents?
One thing for sure, teens want to dress according to their interests and affiliations. Unlike grownups who wear clothes depending on their upbringing, their work environment and social standing in the community, some teenagers wear clothes to identify themselves with somebody who is famous. Usually, wearing branded clothes would give them a sense of belongingness to that star and his distinct group. They might be the yelling fans or the silent admirers, but in adopting that fashion trends, they feel to have belong to the same group. They are the teenagers who feel that the clothes they wear would more popularize these stars and that they could benefit from such fame having been identified with them. This is the reason why designer clothes being endorsed by actors, actresses and pop stars are becoming selling hits.
Other teenagers feel that wearing clothes with its distinct cut would identify them to a certain type of set; whether they are hip hop, the sporty type, the romantic type or the alternatives. Through fashion, they had successfully revealed their true personalities; unlike the grown ups who weighs other factors, teens want to become fashionable as clear manifestations of their true selves.
The wholehearted devotion to follow teen fashion trends are considered by some as mere extravagance. Not all teenagers are that rich enough to spend money on apparels in order to catch up with these trends. But creative teenagers have their own ways of fulfilling their passion and others know how to sacrifice their allowances in order to buy the clothes and accessories just to be in with the trend. Teens want to become fashionable, and they expect everybody to understand them.
The need for teen fashion has reached its competitive level in schools especially during the opening of classes. Here, the teenagers are likely to wear the latest trend for this is the time to have a great new look and these teenagers feel that they ought to be impressive. Do first impressions last? Yes. And these teens are scampering who can impress their peers first. Teens want to be show off their wares just to catch the attention of other young people.
Teen fashion trends have become a lucrative business that capitalized on the insatiable appetite of the teenagers for distinction. And do you know that teens are behind the success of these companies? Most companies are not only using teens as models, they also utilize multi-talented teenagers. The comments, suggestions and ideas for new designs are made by experts with the assistance of these talented young people. Promotional blitzes including those well crafted fashion shows are done to suggest that teen fashion is really a part of the lives of the teenagers. Teens want to craft their world.
To some people, catching up with the teen fashion trends are just useless lifestyles. They will not do any good except as a way of showing off that these teenagers have money to spend for these expensive clothing. Why go to the extent of catching up with new styles in order to be identified? Each one has the capability to be known, the ability to excel above others. Teens want to show that they have a world of their own and that they could also become contributors of value.
Whether the teenagers want to catch up with teen fashion trends or just wear any appropriate clothing, what is important is that these teens must work hard to become successful individuals. These teens do not only want fame, affiliations or distinction, they also want success and fruitful lives. In order for teens to succeed and to remain right, the parents must always be at their sides to guide, support and advise them. After all, parenting and parental guidance are also what the teens want.
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Graduation Listings And Quotes For The New Graduate
Thursday, March 25th, 2010 at 4:00 pm and is filed under education. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.
